Changes to third party liability insurance recently approved by the Government could require electric scooters to be compulsorily insured

The government recently approved updates to the rules on third party liability insurance, which could have significant implications for electric scooter users. These changes are important in view of the growing popularity of electric scooters and the associated road safety challenges.

The need for insurance for scooters

Under the new regime, compulsory third party liability insurance for electric scooters is being considered. This means that scooter riders will have to take out insurance to cover their financial liability in the event of accidents, just like car or motorcycle owners.

How could this work?

Insurance compensation for scooter repairs is an amount paid by the insurance company to cover the cost of repairing the scooter after an accident or technical breakdown. This can include both partial and full repairs, depending on the coverage and the insurance conditions chosen.

How should I get insurance compensation?

There are a number of important steps you can follow to get insurance reimbursement:

1. Event notification: The insurance company must be informed immediately after the accident.
2. Submission of documents: You may need to provide an accident report, photos, repair estimates and other relevant documents.
3. The insurance company's decision: The insurance company will assess the information provided and decide on compensation.

What costs should be reimbursed?

Depending on the terms of the insurance contract, the reimbursed costs may include the cost of repairs: this includes the broken parts of the scooter and the working hours.

What should I know before buying insurance?

Before taking out insurance for a scooter, it is important to look carefully at the insurance policy and its conditions. The following should be noted:

• Coverage: what events and expenses are covered.
• Franchise: the minimum amount the beneficiary pays out of pocket before receiving the insurance benefit.
• Insurance premiums: how much the insurance policy will cost.

Aiming to improve road safety

The aim of these changes is to improve road safety and to ensure that riders of electric scooters are held responsible for any damage they may cause to other road users. It would also help to reduce the financial burden on victims of accidents caused by scooters.

Impact on consumers

These proposals could have a direct impact on scooter users by introducing additional costs for insurance. This may encourage scooter drivers to be more responsible and to follow traffic rules more carefully.

Discussions and follow-up procedures

Discussions and deliberations on these legislative changes are ongoing and further clarifications and interpretations are likely to be forthcoming. It will be important to monitor the further implementation of these amendments and how they will be applied in practice.

The Government's endorsement of the innovation on third party liability insurance is an important step towards better road safety. The introduction of compulsory insurance for electric scooters aims to ensure more responsible use of these vehicles and financial protection in the event of accidents. However, it is important to monitor carefully how these changes will be implemented and what impact they will have on consumers.